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Our Lenders -The Loan Process

We Help You Get The Best Loan

Start The Process

We’ll help you find the best local loan officer to get you competitive rates and the programs that best fit your individual needs. Fill out this form and we’ll connect you with a lender today!

Demystifying Home Loans

If you haven’t experienced it before, the home loan process can feel overwhelming at times. To curb these feelings, our skilled agents aim to help you stay informed throughout the entire loan process: from pre-approval to closing. The first thing to do is consult with a mortgage specialist (or two). If you don’t already have someone in mind, we partner with some of the best lenders in the industry, and we’d be happy to introduce you so you know you’ll be taken care of.

Danell Riggs

  •  201102 N. Montezuma Ste. 300
    Prescott, AZ 86301
  • (928) 710-7007
  •  danell.riggs@guildmortgage.net
  •  https://www.guildmortgage.com/get-started/officer/?officer=danellriggs

About Danell

As a Guild Mortgage Loan Officer, Danell is committed to helping her clients understand their options for real estate financing. Danell works diligently to assist her clients in making solid home loan decisions and pinpoint which financing options best fit their unique needs/situation. Danell looks forward to serving you for all your financing needs for years to come... her goal is to become your "Lender for Life."

Find more resources and information about available loan options on Danell's site under the "Find a Loan" tab.

Licensing Information:

NMLS ID #420524

Danell Riggs is Licensed to do business in the states of Arizona and California.

BK# 0018883; AZ BKBR 0122729; AZ LO 918714; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; CA Lic# 420524

Application & Processing

What happens when a loan goes "live"

When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.

Closing

Signing and Finalizing the deal

Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your loan is approved, don’t forget to set up homeowners insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!